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© InheritGuard Partners LLC.

Last Updated January 2024

This Website Terms of Use Agreement (“Website Terms”) is between you and InheritGuard Partners LLC, its past, present, or future parents, subsidiaries, affiliates, predecessors, assignees, successors, and their respective agents, employees, directors, officers, partners, and members (whether acting in their corporate or individual capacity) (“InheritGuard Partners LLC,” “we” or “us”), with a principal place of business at 923 Haddonfield Rd, Cherry Hill, NJ 08002. Notwithstanding any language in the Website Terms to the contrary, the Website Terms have the same effect as an agreement in writing and govern your use of this site and its content (the “Website”), your engagement of InheritGuard Partners LLC’s services, your request that InheritGuard Partners LLC contact you about its estate planning educational services, and/or your participation in InheritGuard Partners LLC’s Text Message Program. InheritGuard Partners LLC’s “Text Message Program” includes sending text message(s) to InheritGuard Partners LLC and/or receiving text message(s) from InheritGuard Partners LLC.

BY USING THE WEBSITE, ENGAGING INHERITGUARD PARTNERS LLC’S SERVICES, REQUESTING THAT INHERITGUARD PARTNERS LLC CONTACT YOU ABOUT ITS ESTATE PLANNING EDUCATIONAL SERVICES, AND/OR PARTICIPATING IN INHERITGUARD PARTNERS LLC’S TEXT MESSAGE PROGRAM, YOU SIGNIFY YOUR AGREEMENT TO THE WEBSITE TERMS.

InheritGuard Partners LLC’s Privacy Policy applies to your use of InheritGuard Partners LLC’s website, all services provided by us, your request that InheritGuard Partners LLC contact you about its estate planning educational services, and/or your participation in InheritGuard Partners LLC’s Text Message Program, and its terms are made a part of the Website Terms. To view InheritGuard Partners LLC’s Privacy Policy, click here. By using InheritGuard Partners LLC’s website, engaging our services, requesting that InheritGuard Partners LLC contact you about its estate planning educational services, and/or participating in InheritGuard Partners LLC’s Text Message Program, you acknowledge you have reviewed InheritGuard Partners LLC’s Privacy Policy and agree to its terms.

BY USING INHERITGUARD PARTNERS LLC’S WEBSITE, ENGAGING INHERITGUARD PARTNERS LLC’S SERVICES, REQUESTING THAT INHERITGUARD PARTNERS LLC CONTACT YOU ABOUT ITS ESTATE PLANNING EDUCATIONAL SERVICES, AND/OR PARTICIPATING IN INHERITGUARD PARTNERS LLC’S TEXT MESSAGE PROGRAM, YOU AGREE TO ARBITRATE ALL CLAIMS BETWEEN YOU AND INHERITGUARD PARTNERS LLC ON AN INDIVIDUAL BASIS ONLY AND NOT AS A PART OF ANY CLASS. A “CLAIM” IS ANY CASE, CONTROVERSY, DISPUTE, TORT, DISAGREEMENT, LAWSUIT, LEGAL ACTION, OR CLAIM NOW OR HEREAFTER PENDING BETWEEN YOU AND INHERITGUARD PARTNERS LLC, INCLUDING BUT NOT LIMITED TO ANY ALLEGED STATE OR FEDERAL STATUTORY VIOLATION, OR ANY DISPUTE OVER THE INTERPRETATION OF THE WEBSITE TERMS OR THE ARBITRABILITY OF ANY CLAIM PURSUANT TO THE WEBSITE TERMS. THIS AGREEMENT TO ARBITRATE GOVERNS ALL PAST, CURRENT AND PROSPECTIVE INTERACTIONS WITH INHERITGUARD PARTNERS LLC. YOU AGREE THAT YOU ARE WAIVING ALL RIGHTS TO: (A) A TRIAL BY JURY; (B) PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS ACTION ARBITRATION; AND (C) BRING AN ACTION AGAINST INHERITGUARD PARTNERS LLC IN A COURT OF LAW. YOU MAY INDIVIDUALLY ARBITRATE ANY CLAIM AGAINST INHERITGUARD PARTNERS LLC IN ANY JURISDICTION IN THE UNITED STATES. INHERITGUARD PARTNERS LLC WILL REIMBURSE YOU UP TO $300 OF YOUR ARBITRATION FILING FEE. THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION THEN IN FORCE SHALL GOVERN THE ARBITRATION (provided, however, that the terms of the Website Terms shall control over any inconsistency between the Rules of the American Arbitration Association and the Website Terms). The arbitrator shall have authority to interpret the Website Terms, including but not limited to the authority to decide whether any claim is arbitrable under the Website Terms and to decide issues related to the scope of arbitration, the rules of arbitration, the arbitrator’s jurisdiction, and the enforceability of the Website Terms. You agree that the Website Terms involve commerce under 9 U.S.C. §§ 1 et seq. and that this Arbitration Clause is governed by federal law, including the Federal Arbitration Act. The remainder of the Website Terms is governed by the laws of the state of New Jersey, as provided in Section 19 below.

1. About the Website Terms

The Website is a service made available by InheritGuard Partners LLC. If you do not agree to the Website Terms, you may not use the Website. We may modify the Website Terms at any time. If you do not agree to the changes, you must discontinue using the Website, discontinue using InheritGuard Partners LLC’s services, rescind your request that InheritGuard Partners LLC contact you about its estate planning educational services, and/or discontinue your participation in InheritGuard Partners LLC’s Text Message Program before the changes take effect. Your continued use of the Website, use of InheritGuard Partners LLC’s services, request that InheritGuard Partners LLC contact you about its estate planning educational services, and/or participation in InheritGuard Partners LLC’s Text Message Program after any such changes take effect constitutes your acceptance to such changes. Each time you visit or log in to the Website, continue using InheritGuard Partners LLC’s services, continue your request that InheritGuard Partners LLC contact you about its estate planning educational services, and/or participate in InheritGuard Partners LLC’s Text Message Program, you reaffirm your acceptance of the Website Terms. You are responsible for regularly reviewing the Website Terms, by clicking on the "Terms of Use" link at www.inheritguardpartners.com. The Website Terms may be supplemented by additional terms and conditions applicable to privacy, specific areas of this Website, or to where particular content or transactions are posted in particular areas of the Website and, together with the Website Terms, govern your use of those areas, content, or transactions.

2. About the Website

The Website gives users information about InheritGuard Partners LLC’s estate planning educational services, general educational and informational resources about estate planning, and the ability to sign up for and engage InheritGuard Partners LLC’s services.

3. Signing Up for InheritGuard Partners LLC’s Services

By requesting an Estate Planning Assessment, you acknowledge and agree that you are providing InheritGuard Partners LLC accurate and complete information for the purpose of evaluating your estate planning needs.

You are not required to sign up for InheritGuard Partners LLC’s services in order to visit and read material on the Website; however, you will need to sign up if you want InheritGuard Partners LLC to assist you in your efforts to improve your estate planning. If you sign up, you agree to provide accurate and complete information. You must be legally capable to enter into contracts. It is your responsibility to make any updates to that information. Each sign-up is for a single person only. We do not permit any other person to enroll in InheritGuard Partners LLC’s services on behalf of another unless you have an appropriate Power of Attorney. You are responsible for preventing such unauthorized use. If you believe there has been unauthorized use, you should notify InheritGuard Partners LLC immediately by emailing [email protected].

If you participate in InheritGuard Partners LLC’s Text Message Program after you sign up for services, you may stop receiving servicing text messages by texting STOP (and no other words or characters) to the short code from which you received the InheritGuard Partners LLC text message(s). Almost all STOP requests are taken care of immediately, but it may take up to 3 business days from the date you text STOP to be removed from InheritGuard Partners LLC’s texting list(s). Note that texting STOP in response to a servicing text message will only stop servicing text messages, and will only stop text messages to the phone number you used to text STOP.

5. Ownership

The Website contains information, content or advertisements text, photographs, designs, graphics, images, sound and video recordings, animation and other materials and effects (collectively, the "Content") that are protected by copyrights, trademarks, service marks, trade dress, patents or other intellectual or proprietary rights owned by InheritGuard Partners LLC or other third parties. All trademarks and copyrighted information contained on the Website are the property of their respective owners. Further, InheritGuard Partners LLC retains all rights (including intellectual property rights), title and interest in the Website, technology, and all underlying technology and data including any enhancements, software, applications and improvements related to the Website (the "Technology")(the terms Content and Technology collectively will be referred to as the "Materials"). You may not remove from any electronic or printed copy any copyright, trademark, or other proprietary notice.

6. Use of Website and Materials

InheritGuard Partners LLC provides the Website and the Materials for your individual, non-commercial use and solely for the purpose of carrying out individual transactions with the Website. Any other use of the Website or the Materials is strictly prohibited. You may not, either directly or indirectly:

Modify, republish, redistribute, delete, resell, sublicense, publicly perform, cache by proxy the Website or Materials without the express written permission of InheritGuard Partners LLC or the applicable rights holder;

Use the Materials for telemarketing, direct marketing, and commercial mass e-mail or by agents or representatives or e-mail spammers;

Reverse engineer, decompile